Child care is one of the biggest bills a working family pays. It now runs more than $13,000 a year per child, and it went up another 5% between August 2024 and August 2025.
On Thursday, July 30, 2026, the Senate had a simple, direct chance to stop that bill from going up even more for about a million low-income families. It voted 47 to 52 not to.
What the rule did — and what Trump's HHS did to it
There's a federal program called the Child Care and Development Fund. It helps roughly 994,000 low-income families pay for child care so parents can work, go to school, or train for a job.
In 2024, the government set some basic ground rules for it. The most important one: a family's copayment couldn't exceed 7% of their household income. That's the federally recognized benchmark for what "affordable" child care actually means. Two other rules made providers more stable — states had to pay them up front and based on enrollment rather than daily attendance, and had to use grants and contracts to build up child care supply in places the market wasn't serving.
In May 2026, Trump's Department of Health and Human Services published a rule called "Restoring Flexibility in the Child Care and Development Fund" that wiped out all three. It took effect July 13.
Note what HHS did not do: it didn't replace the 7% cap with a different affordability standard. It didn't propose a cheaper path. It just removed the ceiling and left nothing in its place. As the Southern Education Foundation noted in its analysis, before the 2024 rule several Southern states were charging families well above the benchmark — Alabama 10%, Florida 9%, North Carolina 10%, Missouri 14%. With the cap gone, those rates can come right back.
Ohio families lose the most
The Center for American Progress ran the numbers in April. Ten states still hadn't reached the 7% benchmark, with maximum copayments running from 7.8% of income in Wisconsin all the way up to 27% of income in Ohio. Families in those states stood to save between $440 and more than $15,000 a year once the cap kicked in.
Ohio was the worst case in the country. An Ohio family at the top of the eligibility range could have saved as much as $15,482 a year — a figure reported by Common Dreams from that CAP analysis. That's not a rounding error. For a family scraping by on the kind of income that qualifies for child care assistance, $15,000 is the difference between making rent and not.
Ohio Senator Jon Husted voted to keep that money out of his own constituents' pockets.
Maine is on that list too — it was operating under a waiver from the cap as of December 2024, meaning Maine families hadn't seen the savings yet either. Susan Collins voted no as well.
The 2024 rule required states to work toward the 7% threshold, with waivers for states that needed more time. Rescinding it means states are no longer obligated to get there at all. Families in those states now have no path to relief — not a slower path, no path.
It was a one-page vote
This wasn't a complicated bill with tradeoffs buried in the fine print. Senator Patty Murray brought it under the Congressional Review Act, which exists precisely so Congress can cancel an executive branch rule it disagrees with. A simple majority would have done it.
Murray was blunt about the stakes on the floor: "If Trump had simply done nothing, and left the seven percent cap in place, some of these families would have ended up saving as much as $15,000 a year for their family. This is really a slap in the face to moms and dads all over the country."
She also named the tradeoff these same senators keep making. "How about instead of a $1.5 trillion war budget, we make sure every working family in America can afford child care?" she asked — pointing out that Trump's tariffs already tax diapers, formula, and car seats before you even get to the child care bill.
Every Republican in the chamber voted against it except Mitch McConnell, who was absent.
The senators who voted no
Fourteen of them have report cards on this site. Each one cast a Nay:
- Alabama — Tommy Tuberville
- Alaska — Dan Sullivan
- Arkansas — Tom Cotton
- Florida — Ashley Moody
- Idaho — Jim Risch
- Kansas — Roger Marshall
- Maine — Susan Collins
- Mississippi — Cindy Hyde-Smith
- Nebraska — Pete Ricketts
- Ohio — Jon Husted
- South Dakota — Mike Rounds
- Tennessee — Marsha Blackburn and Bill Hagerty
- West Virginia — Shelley Moore Capito
Two of them — Tuberville in Alabama and Moody in Florida — represent states that were already charging families above the 7% benchmark before the cap existed.
The part that should stick
These are the same senators who talk constantly about the cost of living and about supporting families. Here was a vote where those two things were the entire question. No amendments, no procedural fog, no partisan poison pill. Just: should a working parent have to hand over more than 7% of their paycheck for child care?
They said yes, she should. And the program only reaches 13% of eligible families in the first place — so this was a vote to make an already-thin lifeline thinner.
How they voted
The record is public and permanent: the official Senate roll call for vote 215 on S.J.Res. 199, July 30, 2026.